This is the web site of maskedguru.com ("Site"). We can be reached via this contact form

General Terms and Conditions

The www.maskedguru.com Web Site (the "Site") is an online service provided by maskedguru.com ("www.maskedguru.com "), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. WWW.MASKEDGURU.COM MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

By using any products or services offered by maskedguru.com , or by the use of any information contained within the maskedguru.com Web Site, you the applicant, member, subscriber, and viewer hereby agree to the following terms and conditions: You acknowledge and agree that the Company, its officers, employees and directors ('the Company') does not make specific claims as to how well you personally might do in this field. You acknowledge and agree that the Company, it's owners, affiliates and assigns, make no representation of any kind that your activities will result in profits and, furthermore, that you understand that it is possible that you may actually LOSE money by applying or attempting to apply techniques, systems, and strategies described on the site or communications sent out on behalf of the site. You acknowledge and agree that you shall not be entitled to a refund of any fees you may have paid for any reason whatsoever. You acknowledge that you understand that no system can give guaranteed profits, and that the ideas and strategies outlined by the authors of this site, both on the website itself and in ancilliary materials, such as ebooks and emails, are purely the opionions of the authors, offered for your entertainment, and that you are solely and personally responsible for deciding whether or not the ideas and strategies so outlined fit your own personal needs before you purchase or attempt to use anything you find on this site. The Company may terminate your access to the website at any time, at it's sole discretion. The Company's products and services, including the member's area is only to be used with permission of the Company. You cannot without the express written approval of the Company distribute or otherwise publish material, information, news or reports of any kind derived in whole or in part from the Company's materials. This particularly applies to (but not exclusively to) information containing any solicitation of funds, advertising, or solicitation to sell goods or services. Redistribution of material/information, news and reports provided by the Company or any of our members, associates or affiliates, is strictly prohibited. You warrant that you are not the author of any ebook or other product reviewed or mentioned on this site, and are not associated in any way with any such person or organization, and do not represent any such person or organization. No contract exists between yourself and the Company under any circumstances. You agree not to attempt or assist in an attempt to reverse-engineer, decompile or otherwise extract the internal logic from the Company's software, or the data from its systems. You accept that the Company can make no guarantees as to the availability of the website, software or services we supply. The Company may raise or lower subscription charges at any time with no prior notice to users.

PRIVACY POLICY

maskedguru.com is committed to protecting your on-line privacy. We aim to provide you with a consumer friendly on-line experience. In order to enhance your experience at our "Site", we gather certain personal information about you that helps us customize our content to your tastes and preferences. To enhance our members' experience, we request and display some personal information to other members and visitors. The "Site" users visit the "Site" but do not transact business on the "Site". This Privacy Policy will inform you of our policies in handling personal information about our users and members and may change from time to time, so please check back periodically. If you have any questions concerning this privacy policy, or wish to advertise with us, please contact us using our contact form or check our FAQ here.

For each visitor to our "Site", our web server automatically recognizes the consumer's domain name, modem connection, browser type & I.P address. This non-personally-identifiable information may be shared with third-parties to provide more relevant services and advertisements to users. We collect the domain name and e-mail address of registered members and not of general visitors to our "Site". Aggregate information on what pages consumers/users access or visit, user-specific information on what pages consumers/users access or visit, information volunteered by the consumer/user, such as survey information and/or site registrations and Registered Members will be required to provide Name, Email, Age, Gender & Contact Telephone number. Some user Profile information including members' pictures, name, and city or country of residence may be displayed to people.

The information we collect is used to improve the content of our "Site", used to customize the content and/or layout of our page for each individual visitor, used by us to contact consumers for marketing purposes, and we may also act on behalf of other organizations for commercial purposes.

With respect to cookies: We use cookies to record session information, such as items that consumers have purchased, customize Web page content based on visitors' browser type or other information that the visitor sends and to control our voting system and control unique memberships. This information is collected in order to track and report to the Member personalized information such as voting trends & history.

If you do not want to receive e-mails from us in the future, please cancel your membership of the site using the 'unsubscribe' link at the bottom of every communication we send out.

WE NEVER SELL, RENT OR GIVE YOUR EMAIL ADDRESS TO A 3RD PARTY , there are no circumstances in which we would willingly share your email information with anyone else. Furthermore, our emails will only ever contain information we think will be useful to you, and any ads will be marked as such.

Persons who supply us with their telephone numbers on-line will only receive telephone contact from us with information regarding prizes or issues with their membership activated through maskedguru.com.

With respect to Ad Servers: To try and bring you offers that are of interest to you, we have relationships with other companies that we allow to place ads on our Web pages. As a result of your visit to our site, ad server companies may collect information such as your domain type, your IP address and clickstream information. For further information, consult the privacy policies of: http://www.valueclick.com. maskedguru.com also contains links to other sites. maskedguru.com is not responsible for the privacy policies and/or practices on other sites. When linking to another site a user should read the privacy policy stated on that site. Our privacy policy only governs information collected on maskedguru.com.

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes to our Web site to notify you of these changes and we will use for these new purposes only data collected from the time of the policy change forward. If you are concerned about how your information is used, you should check back at our Web site periodically.

Customers may prevent their information from being used for purposes other than those for which it was originally collected by unsubscribing. Upon email request we provide site visitors with access to all information [including proprietary information] that we maintain about them.

With respect to security: All financial transactions are handled by our 3rd party payment processor who employ secure servers and the very latest security software and measures to ensure the safety of your personal data. maskedguru.com undertake reasonable measures to protect member information which is stored within our databases, and we restrict access to this information to only employees who need access to perform their job. We cannot guarantee the security of member account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of member information at any time.

If you feel that this site is not following its stated information policy, or wish to advertise with us, you may contact us using our online contact form

Copyright, Licenses and Idea Submissions.

The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are maskedguru.com, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You agree to grant to maskedguru.com a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to maskedguru.com by all means and in any media now known or hereafter developed. You also grant to maskedguru.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against maskedguru.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to maskedguru.com . maskedguru.com may terminate your access to the service at any time and for any reason whatsoever.

Trademarks

Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of maskedguru.com . Other product and company names mentioned in the Site may be the trademarks of their respective owners and are hereby acknowledged as such.

LIMITATION OF LIABILITY

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. WWW.MASKEDGURU.COM PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND WWW.MASKEDGURU.COM SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. WWW.MASKEDGURU.COM DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. WWW.MASKEDGURU.COM HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

IN NO EVENT WILL WWW.MASKEDGURU.COM BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF WWW.MASKEDGURU.COM OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, WWW.MASKEDGURU.COM LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. WE HAVE MADE EVERY EFFORT TO ACCURATELY REPRESENT THE PRODUCTS AND SERVICES OFFERED ON OUR SITE AND THEIR POTENTIAL. THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY OR ACHIEVE ANY OTHER SPECIFIC RESULTS BY APPLYING OR TRYING TO APPLY ANYTHING YOU LEARN ON THIS SITE, OR BY USING OR TRYING TO USE ANY PRODUCTS OR SERVICES YOU FIND ON THIS SITE WHETHER OR NOT YOU PAY FOR THEM.

maskedguru.com makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-maskedguru.com web site, please understand that it is independent from maskedguru.com , and that maskedguru.com has no control over the content on that web site. In addition, a link to a maskedguru.com web site does not mean that maskedguru.com endorses or accepts any responsibility for the content, or the use, of such web site.

Indemnification.

You agree to indemnify, defend and hold harmless maskedguru.com , its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

Third Party Rights.

The provisions of paragraphs 'Use of the Service', and 'Indemnification' are for the benefit of maskedguru.com and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

Term; Termination.

This Agreement may be terminated by maskedguru.com without notice at any time for any reason. The provisions of paragraphs 'Copyright, Licenses and Idea Submissions', 'Use of the Service', 'Indemnification', 'Third Party Rights' and 'Miscellaneous' shall survive any termination of this Agreement.

Miscellaneous.

This Agreement shall all be governed and construed in accordance with the laws of Hong Kong applicable to agreements made and to be performed in the Hong Kong. You agree that any legal action or proceeding between maskedguru.com and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a court of competent jurisdiction sitting in Hong Kong. Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. maskedguru.com 's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. maskedguru.com may assign its rights and duties under this Agreement to any party at any time without notice to you. Any rights not expressly granted herein are reserved.